I already have a pension, why do I need a 403(b)?

Your pension is a great start, but most members see a significant decline in their income once they retire.
On average, CTA members receive between 50% and 60% of their final salary as a pension.
Most people cannot live with such a dramatic drop of their income.

A 403(b) supplements your pension by automatically saving part of your income each month and investing it to grow through your working years.
In our opinion, anyone interested in retiring early will need to start saving early and continue to do so throughout their career.
A 403(b) is an easy way to save money each month.