Investment Funds

A target date fund is a mix of investments that automatically adjusts over time to help make sure you are in a diversified portfolio that corresponds to your age. 

When you sign up for the CTA Plan using the quick online enrollment option, you will be automatically enrolled in a LifePath target-date fund based on your age. These funds are managed by BlackRock, one of the largest mutual fund managers in the world. 

You can change your investment options at any time.

This is a very popular choice with educators. About 90% of educators in the CTA 403(b) Plan are using the target date fund.

Fund Name,

• BlackRock LifePath Index Retirement; Class K,
  Born before 1965, 0.09%
  
  
• BlackRock LifePath Index 2030; Class K,
  Born Jan 1, 1966 – Dec. 31, 1970, 0.09%
  
  
• BlackRock LifePath Index 2035; Class K,
  Born Jan 1, 1971 – Dec. 31, 1975, 0.09%
  
  
• BlackRock LifePath Index 2040; Class K,
  Born Jan 1, 1976 – Dec. 31, 1980, 0.09%
  
  
• BlackRock LifePath Index 2045; Class K,
  Born Jan 1, 1981 – Dec. 31, 1986, 0.09%
  
  
• BlackRock LifePath Index 2050; Class K,
  Born Jan 1, 1987 – Dec. 31, 1992, 0.09%
  
  
• BlackRock LifePath Index 2055; Class K,
  Born Jan 1, 1993 – Dec. 31, 1997, 0.09%
  
  
• BlackRock LifePath Index 2060; Class K,
  Born Jan 1, 1998 - Dec. 31, 2002, 0.09%
  
  
• BlackRock LifePath Index 2065; Class K,
  Born after December 31, 2003, 0.09%

If you have the time, interest, experience, and knowledge to research your own investment options, you can create your own portfolio and then manage it. The CTA Retirement Plan has a variety of fund options.

Select this option only if you are familiar with investment strategies and confident in making your own investment decisions. You will be responsible for ongoing management of your own portfolio.

Fund Name,

• Vanguard Federal Money Market Fund; Investor Class
  Money Market, 0.11%
  
  
• Vanguard Inflation-Protected Securities Fund; Admiral Shares
  Inflation Protection, 0.10%
  
  
• Vanguard Total Bond Market Index Fund; Admiral Shares
  Fixed Income, 0.05%
  
  
• PIMCO: Diversified Income; Institutional Class
  Global Fixed Income, 0.76%
  
  
• Vanguard Extended Market Index Fund; Admiral Shares
  Small-Mid U.S Equity, 0.06%
  
  
• Vanguard 500 Index Fund; Admiral Shares
  Large U.S. Equity, 0.04%
  
  
• Vanguard Total International Stock Index Fund; Admiral Shares
  International Equity, 0.11%

*Reported by each fund manager as of 10/1/2024